Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

Santander is looking to hire a Payments Risk VP to become a key member of our Operational Risk Management team. The ideal candidate will be responsible for assessing, analyzing, and mitigating risks associated with payment systems, ensuring compliance with regulatory requirements, and implementing effective risk management strategies. This role requires a strong understanding of payment systems, fraud detection techniques, and regulatory frameworks.

The candidate will be part of the 2nd line of defense Operational Risk Management team responsible for managing payments risk frameworks and policy, and providing oversight, review and credible challenge of payments risk management activities. This role will report to the Chief Operational Risk Officer (CORO).

The individual will partner with key stakeholders across all lines of defense, all business lines and support functions, including IT, Risk, Compliance, Legal, Audit, Human Resources and Finance, to support the identification, assessment, management and reporting of payments risks.  The individual will work across Operational Risk Management to ensure close coordination, integration, transparency and awareness of payments risks.

• Assist in providing 2nd Line risk oversight of the Payments Risk Management Program and provide direct 2nd Line support for policies/standards/procedures, strategies, material risks, risk reporting routines and metrics related to payments.

• Independently serves as a trusted partner and risk advisor to key stakeholders and business partners across all lines of defense.

• Credible review and challenge of 1st Line Risk and Control Self-Assessments (RCSA), including identification and assessment of payments risk, identification of controls for payments, and assessments of control design and effectiveness.

• Provide support for regulatory exams and interactions, including assessing risk remediation activities.

• Assist in performing independent risk assessments of payments risk management related disciplines, including issues, internal and external events, and concentrations.

• Positively contribute to the risk culture and overall awareness of payments risk.

• Escalate, report and communicate payments risk management matters to executive management.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree or equivalent work experience: Business, Finance, Management, or equivalent field. - Required.

5+ years of related payments experience; ideally any combination of Operational or Payments Risk (1st or 2nd line), Audit (3rd line) and/or Compliance experience.

• Strong understanding of payment systems, including ACH, wire transfers, and emerging payment technologies such as Instant Transfers (RTP, FedNow).

• Knowledge of regulatory requirements governing payment systems, such as OCC Payment Systems Handbook, FRB rules, NACHA rules, PCI DSS, and FFIEC guidance.

• Ability to convey a sense of urgency and drive issues/projects to closure.

• Thought leader, strategic and critical thinker, problem solver.

• Ability to work well both independently and collaboratively as a member of the team.

• Ability to multi-task, work in a fast-paced environment and adapt to change.

• Ability to influence with strong written and verbal communication skills.

• Integrity, combined with high personal and professional standards.

• Strong program and project management skills/capabilities

Certifications:
No Certifications listed for this job.

It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

Review the internal eligibility guidelines here. If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Primary Location: New York, NY, Madison Ave Corp

Other Locations: New York-New York

Organization: Banco Santander S.A.