Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Senior Analyst, Treasury supports the day-to-day operations in (Asset-Liability Management, Interest Rate Risk, Liquidity Risk, Cash Management, Investment Portfolio Management, Cash-Management, Capital Planning and Recovery & Resolution). The incumbent provides senior analysis in support of operations.

Job Description:

The Finance organization is responsible for leading and participating in a number of critical functions including:

• supporting executive management decisions making by analyzing results,
• assessing strategic alternatives and developing strategic plans,
• communicating financial results and forecasts with critical stakeholders, including executive management and Board of Directors, shareholders and regulators,
• managing the Company’s balance sheet, including interest rate and liquidity risks.
• establishes the Company’s capital policies and prioritizes investments,
• develops and implements controls to reduce operational risk,
• developing and maintaining financial data and systems.

The Finance organization works across functions and Business lines in the Company, requiring a broad understanding of our business, risk and strategy.

Function Description:

• Assist in providing strategy and oversight for Treasury activities. 
• Create daily liquidity reporting. 
• Review and monitor liquidity alerts and buffers, reserve requirements, funding gaps, stress tests and contingency funding plans. 
• Assist in designing and maintaining liquidity controls to comply with internal policies and regulatory requirements.
• Constantly upgrade and maintain Treasury’s technology infrastructure consisting of Excel and Python based tools.

Essential Functions/Responsibility Statements:

• Day-to-day execution of operations in (liquidity risk, Cash and Collateral Management Processes).
• Validate the accuracy of internal reporting of financial and operational data.
• Perform variance, reconciliation and forecasting analysis of key financial data.
• Ensure adherence to established standards and risk limits.
• Contribute to a strong internal control environment
• Ensures treasury policies, practices and procedures are understood and followed.
• Communicate effectively with internal stakeholders.
• Maintain and improve code and spreadsheets utilized by the team.

Education:

• Bachelor's Degree: Finance, Economics, Business or equivalent field.
• Technology exposure preferred

Work Experience:  3+ Years Preferred

Skills and Abilities:

• Ability to work well within a team, prioritize tasks and handle numerous assignments simultaneously.
• Ability to convey a sense of urgency and drive.
• Strong interpersonal, supervisory, and customer service skills required.
• Excellent analytical, organizational and project management skills.
• Detail oriented with ability to research, organize and analyze financial data.
• Strong project management skills.
• Advanced in MS Excel. 
• Proficient in Python.

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

Review the internal eligibility guidelines here. If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Primary Location: New York, NY, New York

Other Locations: New York-New York

Organization: Santander US Capital Markets LLC