Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:
The Product Specialist - PDM - IC5 is responsible for the origination, structuring, distribution and trading of syndicated bank loans and other credit products to major corporations and institutions, as both issuers and investors, of their assigned own new business development goals.

• Support in the syndication process of Corporate and Project finance loans as well as private credit transactions in Latin America

• Oversees production of offering memoranda, engagement letters and pitchbook presentations
• Oversees the development of financial models and underwriting criteria in support of the groups origination activities.
• Prepare market comparables and draft indicative terms and conditions
• Participates in transaction due diligence.
• Researches / analyzes industries and market data.
• Participates/performs transaction due diligence.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree or equivalent work experience: Business or equivalent field. - Required.

• 3+ Years of prior experience, preferably with loan syndication, asset-based finance, private debt or capital markets experience, or related experience. - Required.
• Fundamental credit skills, including demonstrated ability to evaluate business, industry, financial performance, and structure/terms

• Strong financial and analytic skills, including proficiency with financial modeling and ability to rapidly assimilate complex information

• Intellectually product savvy, energetic, and self-motivated with strong initiative to achieve  goals.
• Detail-oriented individual with strong organization ability and excellent communication, writing, and presentation skills

• Excellent command of Microsoft Suite, with an emphasis on PowerPoint and Excel
• Ability to influence and drive complex initiatives and manage logistics with internal stakeholders.
• Ability to analyze/understand leading technologies and companies.
• Ability to travel within assigned territory as required.
• Strong analytical / problem solving skills.
• Strong relationship management and negotiation skills.
• Expert presentation and public speaking skills.
• Team player, able to facilitate strong partnerships

• Ability to work independently.

• Fluency in English and Spanish is required

Certifications:
Series 63, 79 and SIE

It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

Review the internal eligibility guidelines here. If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Benefits:
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)

Primary Location: New York, NY, Madison Ave Corp

Other Locations: New York-New York

Organization: Banco Santander S.A.

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.