Specialist, Model Development - (Hybrid Position-Dallas)

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

The Specialist, Model Development participates in developing and maintaining sophisticated empirical models - including credit scoring models - for a nonprime auto lender. The position is highly quantitative in nature and requires an individual capable of taking a "hands on" approach to data analysis. This position is furthermore responsible for summarizing and reporting information to a variety of internal and external clients. Quantitative Modeler is expected to interact with many other departments in the interest of achieving the overall company objectives.

• Participates in the construction of complex mathematical models – including credit origination and customer behavior scorecards - which directly support critical decision making processes and the company’s overall understanding of our business, the markets within which we operate, and our customers.
• Assists in developing the underlying assumptions, theory, empirical evidence, and conceptual soundness of statistical and mathematical models.
• Applies statistical techniques to analyze trends and uncover risks and opportunities relative to portfolio management and originations.
• Uses internal and external data sources to create robust model development datasets.
• Ensures modeling projects are conducted in accordance with established company policies and generally-accepted mathematical modeling practices.
• Encapsulates analytic findings into executive-level summary documents to support senior management decision-making.
• Utilizes data mining and statistical techniques to develop analytic insights, sound hypotheses, and informed recommendations.
• Liaisons internal and external teams to define requirements and ensure the timely and accurate delivery of data elements for analytic projects.

What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor's Degree or equivalent work experience: Business, Finance, or equivalent degree. - Preferred.

• 0+ Years Auto Finance industry experience. - Required.
• 0+ Years Sales experience with automotive finance lender strongly preferred - Preferred.

• Thorough knowledge of credit policy rules, state and federal regulations and application processing systems is required.
• Sales experience with automotive finance lender strongly preferred.
• Working business knowledge of credit application systems and DMS providers.
• Demonstrated ability to understand high level financial and process concepts, and create product process roadmaps.
• Ability to formulate and present clear and persuasive presentations, proposals, and project plans.
• Ability to explain statistical concepts to a business audience.
• Excellent written and verbal communication skills.
• Excellent interpersonal skills.
• Ability to maintain confidentiality.

Certifications:

• No Certifications listed for this job.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience in Microsoft Office products.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

We Value Your Impact:

Your contribution matters and it’s recognized.  You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.  Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future.Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) 

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.