Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:
The Sr. Associate, Commercial & Wholesale Operations is responsible for supporting all Back Office related activities covering all aspects of their aligned product/business area to ensure the efficient delivery of all products and services to the Bank’s clients while developing and maintaining direct contact and good working relationships with existing clients and internal stakeholders.

• Team Leadership & Oversight:
• Supervise a team of loan servicing analysts responsible for agency and non-agency loan servicing activities.
• Allocate daily tasks, monitor workloads, and ensure adherence to internal controls and deadlines.
• Conduct regular team meetings to review performance, share updates, and address challenges.
• Loan Servicing Execution:
•Manage the full lifecycle of syndicated and non-agency loans, including loan and letter of credit setup, documentation review, funding, and reconciliation.
• Ensure accurate and timely servicing of loans and letters of credit in accordance with industry standards and client requirements.
• Coordinate with counterparties, agents, and custodians to resolve discrepancies and ensure smooth servicing.
• Stakeholder Communication:
• Serve as the primary point of contact for internal stakeholders including front office, credit risk, legal, compliance, and technology teams.
• Escalate and resolve servicing issues, delays, and operational risks in a timely manner.
• Provide regular updates and reporting to senior management on loan volumes, exceptions, and KPIs.
• Process Improvement & Risk Management:
• Identify inefficiencies and implement process enhancements to reduce servicing times and operational risk.
• Collaborate with technology teams to automate manual processes and improve system functionality.
• Maintain and update standard operating procedures (SOPs) and ensure team adherence to best practices.
• Regulatory & Compliance Oversight:
• Ensure execution with compliance with internal policies, regulatory requirements (e.g., SOX, FDPA, Regulation H), and industry standards.
• Support internal and external audits by providing documentation, responding to inquiries, and implementing corrective actions.
• Provide and report on key risk indicators (KRIs) and support the development of control frameworks.
• Training & Development:
• Mentor and train junior staff on loan servicing processes, systems, and industry practices.
• Foster a culture of accountability, continuous learning, and operational excellence.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor’s degree in Finance, Business, or related field; MBA or professional certification (e.g., CFA, PMP) is a plus.

5+ years of experience in loan operations, with at least 2 years in a leadership or supervisory role.

• Familiarity with regulatory frameworks such as FDPA, Regulation H and SOX.

• Experience working in a global banking environment.

• Proficiency in Excel, SQL, and workflow tools.

• Strong knowledge of syndicated and non-agency loan products, servicing processes, and industry platforms (e.g., Syndtrak, Debtdomain, LoanIQ, Trade Innovation).

• Excellent analytical, organizational, and communication skills.

• Proven ability to manage multiple priorities and meet tight deadlines.

Certifications:
No Certifications listed for this job.

It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Link to Santander Benefits:

Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Primary Location: Dallas, TX, Dallas

Other Locations: Texas-Dallas

Organization: Banco Santander S.A.