Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

The Wealth Management Risk Associate supports the development and oversight of the High Net Worth (HNW) and Ultra High Net Worth (UHNW) business. The associate will ensure that the firm develops and maintains a robust risk management framework that allows it to manage its key risks which include fiduciary and suitability risk and operational risk.

• Assist in the development of the risk framework including risk appetite and committee reporting.

• Perform risk assessments and oversight of changes in the business including new products, organizational models, systems and processes.

• Assess, monitor, and mitigate fiduciary, conduct, and operational risks across HNW/UHNW client relationships.

• Partner with front office, compliance, and legal teams to ensure policies, procedures, and controls address fiduciary obligations for HNW clients.

• Conduct risk assessments of advisory, brokerage, and discretionary accounts to identify emerging fiduciary risks.

• Provide guidance and training to relationship managers and advisors on fiduciary responsibilities and regulatory expectations (SEC, FINRA, DOL).

• Monitor regulatory developments, enforcement actions, and industry best practices to enhance the firm’s fiduciary risk framework.

• Participate in internal reviews, audits, and regulatory exams related to fiduciary oversight.

• Support new business initiatives and product approvals with a fiduciary risk lens, particularly for complex structures (trusts, family offices, offshore entities, private placements).

• Develop and maintain risk reporting and metrics for senior management and governance committees.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor’s degree in finance, Business, Law, or related field. – Required.

• Advanced degree or JD. - Preferred.

• 5+ years of experience in fiduciary risk, compliance, operational risk or legal roles within a broker-dealer, private wealth, or trust environment. – Required.

• Deep understanding of fiduciary standards, Reg BI, SEC/FINRA rules, ERISA/DOL requirements, and industry best practices.

• Experience with HNW/UHNW client structures, including trusts, estates, foundations, family offices, and discretionary mandates.

• Detailed knowledge of the wealth management industry including products, fiduciary obligations, and regulatory standards.

• Strong analytical and problem-solving skills with the ability to exercise sound judgment on complex fiduciary matters.

• Excellent interpersonal and communication skills; ability to engage with front office and senior management.

Certifications:

• Certified Fiduciary & Investment Risk Specialist (CFIRS) – Preferred.

• Chartered Financial Analyst (CFA) – Preferred.

• Certified Financial Planner (CFP) – Preferred.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

• Experience in Microsoft Office products.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Link to Santander Benefits:

Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Primary Location: Boston, MA, Boston

Other Locations: Massachusetts-Boston,Florida-Miami

Organization: Santander Bank N.A.