Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:
The Associate, Treasury executes on and improves on the day-to-day operations in Asset-Liability Management and Liquidity Risk Management. They will be responsible for the analysis and execution of daily key risk indicator reporting for Santander US, including real-time market and business analysis. The associate will also be responsible for defining indicators and setting thresholds to capture Santander US’s unique liquidity risk profile, working closely with the Head of Liquidity Risk Management.  

•Day-to-day execution of liquidity risk monitoring reporting including updated analysis and production daily key risk indicators for Santander US.
•Validate the accuracy of internal reporting of financial and operational data, including continuous process improvements.
•Perform variance and forecasting analysis of key financial data.
•Analyze and recalibrate key risk indicators and limits using historical and industry data.
•Monitor adherence to established standards and risk limits.
•Contribute to a strong internal control environment.
•Ensures treasury policies, practices, and procedures are understood and followed.
•Communicate effectively with internal stakeholders.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree: Accounting, Finance, Economics or equivalent field. - Required.

5+ Years Banking/Financial Industry - Required.
5+ Years Experience in Asset-Liability Management, Liquidity Risk Management, Cash Management, Capital Management, Capital Allocation - Preferred.
5+ Years Recovery & Resolution, Interest-Rate Risk Management, Funds Transfer Pricing - Preferred.
5+ Years Investment Portfolio Management, Balance-Sheet Management, Debt Capital Markets - Preferred.

• Ability to convey a sense of urgency and drive.
• Strong verbal and written communication skills in interacting with internal stakeholders.
• Strong interpersonal, supervisory and customer service skills required.
• Excellent analytical, organizational and project management skills.
• Detail oriented with ability to research, organize and analyze financial data.
• Advanced in MS Word, MS Excel, MS PowerPoint, QRM, MS Outlook.

Certifications:
No Certifications listed for this job.

It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Link to Santander Benefits:

Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Primary Location: Boston, MA, State Street-Corp

Other Locations: Massachusetts-Boston

Organization: Santander Holdings USA, Inc.