Sr. Associate - Treasury Data Analytics

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:
The Sr. Associate, Treasury provides subject matter expertise in one or more of the following processes: Asset-Liability Management, Interest Rate Risk, Liquidity Risk, Investment Portfolio Management, Cash Management, Debt Capital Markets, Capital Allocation, Capital Market Theory, Capital Planning, and Recovery & Resolution. The incumbent implements complex solutions aligned with department priorities and participates in complex analysis and projects supporting balance sheet, investment, asset-liability, or capital management objectives.

Key Responsibilities:

• Analyze, report, and support mitigation of liquidity, market, interest rate, and capital risks.

• Conduct financial, variance, profitability, forecasting, liquidity, capital, governance, and business line analysis to improve balance sheet and capital efficiency and ensure adherence to established risk limits.

• Develop cash flow forecasts, analyze variances, and monitor key treasury metrics and KPIs.

• Prepare, validate, and maintain accurate data for analysis, delivering well-structured reports, dashboards, and presentations for senior audiences.

• Execute established policies, procedures, risk limits, reporting, and stress testing requirements while supporting a strong internal control environment.

• Implement operational processes to ensure effective risk assessment, management, and reporting across Treasury functions.

• Serve as an internal consultant by providing insights and recommendations to address business challenges and support strategic initiatives.

• Ensure lines of business have appropriate data and information for modeling activities.

• Identify and implement process and system improvement opportunities and communicate effectively with internal and external stakeholders.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree: Accounting, Finance, Economics or equivalent field. - Required.

Master's Degree: Finance, Accounting, Economics or equivalent field. - Preferred.

9+ Years Banking/Financial Services Industry or related field - Required.

• Strong verbal and written communication skills with the ability to effectively engage internal and external stakeholders.

• Excellent analytical, organizational, and project management skills, with the ability to research, organize, and analyze financial data.

• Ability to make effective decisions on complex matters and drive results with a sense of urgency.

• Strong interpersonal and supervisory skills, with a customer service mindset.

• Ability to manage multiple demands and competing priorities in a dynamic environment.

• Advanced proficiency in MS Excel and Word, SQL, Power BI, Tableau, and Python.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

• Experience in Microsoft Office products.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

We Value Your Impact:

Your contribution matters and it’s recognized.  You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.  Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future.Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) 

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.