Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

The Senior Associate, Treasury for Liquidity Data Analytics, performs advanced quantitative analysis to inform asset-liability management (ALM) and liquidity strategies, using SQL and/or Python to create reports, dashboards, and forecasts on large balance sheets. Key responsibilities include refining analytical models, assessing market and macroeconomic impacts, collaborating with senior leaders, and ensuring data integrity. This role requires strong technical skills, excellent communication, and the ability to tackle complex, ambiguous problems within a fast-paced financial environment. 

• Conduct quantitative analysis on treasury data, including liquidity, interest rate risk, capital, and balance sheet management. 

• Design, develop, and refine analytical models, scorecards, and valuation frameworks to improve decision-making. 

• Prepare data for analysis, ensure its accuracy and integrity, and deliver high-quality, well-structured written presentations and dashboards for senior audiences. 

• Develop cash flow forecasts, analyze variances, and track key treasury metrics and KPIs. 

• Serve as an internal consultant, providing insights and recommendations to solve major business challenges and contribute to strategic initiatives. 

• Build relationships and work with various teams, including finance, business lines, IT engineering, and risk, to achieve common goals. 

• Gather and analyze data, market trends, and regulatory developments to inform strategy and maintain subject-matter expertise. 

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor's Degree: Accounting, Finance, Economics, Statistics, Engineering or equivalent field. - Required.

• Master's Degree: Accounting, Finance, Economics, Statistics, Engineering or equivalent field. - Preferred.

• 9+ Years of relevant work experience in a quantitative or financial analytics in role the Banking/Financial Services Industry. - Required.

• Proficiency in scripting/programming languages (e.g., Python, SQL) and advanced skills in Excel and Power BI. 

• Practical knowledge in financial analysis, competitive analytics, balance sheet management, and risk management. 

• Ability to tackle ambiguous problems, think critically, and extract insights from complex datasets

• Excellent written and verbal communication skills to clearly articulate complex financial concepts to diverse audiences. 
  

Certifications:

• No Certifications listed for this job.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

• Experience in Microsoft Office products.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Link to Santander Benefits:

Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Primary Location: Boston, MA, Boston

Other Locations: Massachusetts-Boston

Organization: Santander Holdings USA, Inc.