Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:
The Senior Analyst supports the day-to-day operations in Capital Planning. The incumbent provides senior analysis in support of operations.

The team manages Risk Weighted Asset (RWA) and capital generation forecasting in both US GAAP and IFRS, including monthly, quarterly and year end forecasts which are communicated to the CFO and CEO regularly and working closely with the business finance partners to create a 3 year plan and budget for capital generation and RWA.

This role is responsible for supporting US GAAP and IFRS capital and RWA forecasting, monitoring and forecasting key ratios, and would be a self-starter that is able help investigate and research drivers of changes in capital using databases/SQL skills and large datasets.  Strong MS excel skills and SQL background required, Power BI is a plus.

• Day-to-day execution of operations in Management Processes.
• Validate the accuracy of internal reporting of financial and operational data.
• Perform variance, reconciliation and forecasting analysis of key financial data.
• Ensure adherence to established standards and risk limits.
• Contribute to a strong internal control environment by executing and reporting on SOX controls.
• Performs required accounting entries and reports.
• Ensures treasury policies, practices and procedures are understood and followed.
• Communicate effectively with internal stakeholders.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree: Finance, Economics, Business or equivalent field. - Required.

3+ Years Financial planning, analysis or related experience - Required.
3+ Years Experience in Capital Management - Preferred.

• Ability to work well within a team, prioritize tasks and handle numerous assignments simultaneously.
• Ability to convey a sense of urgency and drive.
• Strong verbal and written communication skills in interacting with internal stakeholders.
• Strong interpersonal, supervisory, and customer service skills required.
• Excellent analytical, organizational and project management skills.
• Detail oriented with ability to research, organize and analyze financial data.
• Strong project management skills.
• Advanced in MS Word, MS Excel, SQL, Power BI, MS Outlook.

Certifications:
• CTP (Certified Treasury Professional) - Preferred.

It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Link to Santander Benefits:

Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Primary Location: Boston, MA, Boston

Other Locations: Massachusetts-Boston

Organization: Santander Holdings USA, Inc.