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Executive Director, Underwriting & Portfolio Management

Apply Req ID: 2002260 Date posted 08/05/2020
Executive Director, Underwriting & Portfolio Management-2002260

Description

Reporting to the Head of Commercial Banking, the Executive Director, Underwriting & Portfolio Management provides executive level oversight and management on all of the active portfolio accounts within the Commercial Bank, including Business Banking, Middle Market, Mid Corporate, Asset Based Lending & Structured Finance and Leveraged Finance. Provides effective and strategic monitoring and reporting internally, as well as developing a strong customer relationship that will position Santander for subsequent follow-on financing opportunities.

  • Develops and implements business strategies to meet segment objectives.
  • Provides executive oversight and leads the Due Diligence and Underwriting process on new lending opportunities.
  • Communicates portfolio trends, risks and mitigants to senior leadership and encourages decisions based on that information.
  • Provides a consistent and clear communication on business strategies, profitability objectives, priorities and accountabilities.
  • Strategizes, evaluates and communicates key underwriting/marketplace issues to peers and senior management staff.
  • Oversees and conducts segment analysis to ensure profitability and growth of business.
  • Develops and manages portfolio information needed to accommodate sound risk management, economic and regulatory reporting requirements.
  • Collaborates with team to prepare and present monthly/quarterly portfolio reviews.
  • Leads underwriting, structuring and closing of amendments, upsizes and extensions, as needed, including annual reviews and credit approval memos.
  • Develops, manages and/or refine tools necessary to track borrower and portfolio performance, monitor trends and industry performance.
  • Collaborates with originations team members prior to loan closing on approval memos, legal documentation, collateral review and funding approvals.


Qualifications

15 + years of related experience, bachelor’s degree or equivalent work experience

Expected to have an expert level of credit and documentation experience

Must be skilled in proposing and negotiating and approving credit and covenant structures

Must demonstrate practical and conceptual knowledge of credit and risk analysis

Demonstrated knowledge in financial modeling and able to structure credit in modeling environment

Able to assist RMs on how to structure the credit relationship

Exhibits competency at independently reaching conclusions and forms clear view of credit structure and business risk to Bank

Thorough understanding of industry nuances applicable to the credits contained within group’s portfolio

Thorough knowledge of loan and related legal documents

Strong communication skills; and ability to influences others by persuasively presenting thoughts and ideas to gain commitment and agreement for proposed ideas and solutions

Word, Excel, Power Point, spread sheet modeling, and presentation development and delivery skills

Advanced knowledge of different financial modeling systems and ability to coach others on use of internal systems that may include CRM Dashboard, Originations and Moody's Risk Analyst

Job

:Top Management

Primary Location

:New York-New York-45 East 53rd Street - 06547 - NY Corp

Organization

:Commercial Banking (4700)

Schedule

:Full-time

Job Posting

:Sep 14, 2020, 4:13:40 PM

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