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Credit Specialist

Apply Req ID: Req1062625 Date posted 01/20/2023
Credit Specialist

Dallas, United States of America

WHAT YOU WILL BE DOING

USA Job Function Description: Accountable for the management of the Consumer Loan and Lease Originations process from application review through funding. Ensures adherence to internal policy and external regulations. Supports respectful applicant and dealer experiences throughout originations process.

Essential Functions/Responsibilty Statements:
Analyzes credit applications based on program and negotiates a structure with the dealer that puts the Company in a profitable position.
Builds relationships at the dealership level to increase closure rate.
Conducts follow up with dealers on pending contracts.
Assists in resolving problems that may arise on pending contracts.

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education: Bachelor's Degree or equivalent work experience

Work Experience: 0-3 years ; Auto Finance Industry experience.

Skills and Abilities:
Demonstrated detailed understanding of credit bureau reports coupled with the ability to recognize positive and negative trends in credit performance.
Demonstrates ability to confirm and check for understanding of communication.
Advanced knowledge of Microsoft Excel, Microsoft Word and Microsoft Access.
Ability to maintain confidentiality.
Ability to adjust to new developments/changing circumstances.
Ability to present information or solution in a clear and concise manner.
Ability to build and foster internal and external relationships.

Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions: Frequent Minimal physical effort such as sitting, standing and walking. Occassional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.

Employer Rights: Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.

Bachelor of Science (BS) English

Primary Location: Dallas, TX, Dallas


Other Locations: Texas-Dallas

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